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  • Natural catastrophes and man-made disasters
    Natural catastrophes and man-made disasters in 2017: a year of record-breaking losses

    At USD 144 billion, the insured losses from natural and man-made disasters worldwide in 2017 were the highest ever recorded in a single year. The main driver of the high insured losses was an active hurricane season in the North Atlantic. In particular, three major hurricanes -- Harvey, Irma and Maria left a trail of destruction across the Caribbean Islands, Puerto Rico, Texas and parts of western Florida. In other major disasters, wildfires ravaged parts of California in particular, as well as regions outside of the US.

  • innovative finance for resilient infrastructure
    Innovative finance for resilient infrastructure

    Global economic losses from disasters are substantial and growing. They will continue to increase, driven by greater wealth, hazard exposure and, for some events, climate change.

    However, the severity of impact can be reduced by investing in greater resilience – the benefits of which include reduced asset damage and faster economic recovery post disaster. Greater resilience also gives confidence to businesses by lowering risk, thereby stimulating innovation and economic growth.

  • Climate Change and the Insurance Industry
    Climate Change and the Insurance Industry: Taking Action as Risk Managers and Investors

    This report offers new insights into the role of the insurance industry in addressing the climate change adaptation and mitigation goals. It highlights the insurance industry’s value proposition and efforts to build financial resilience to climate risks and to support the transitioning to a low-carbon economy. It proposes key recommendations for multiple stakeholders.


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  • Guidelines for Risk Assessment
    Guidelines for Risk Assessment to Support Sovereign Risk Financing and Risk Transfer

    This document has been developed in response to a request from the United Nations Office for Disaster Risk Reduction (UNISDR) as part of Words into Action Guideline on National Disaster Risk Assessment: Governance System, Methodologies, and Use of Result. This module provides governments with a framework for risk assessment to support development of sovereign risk financing and risk transfer programmes. It also offers a checklist for conducting the underpinning risk analysis to guide the design of such programmes.


  • Managing Disaster Losses
    Mapping the Role of Insurance in Managing Disaster Losses: A Study of Low-Middle Income Countries

    This report, and the analyses, models, methodologies and predictions contained herein ("Information"), are based on RMS research, expertise, data provided by third parties, and where applicable, proprietary computer risk assessment technology of Risk Management Solutions, Inc. ("RMS").


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