Krishnan is a seasoned inclusive finance practitioner with over three decades of domain experience in financial services covering inclusive insurance, risk management and investments and has served in responsible senior Managerial positions with financial institutions in India and other countries including as Country Head of a large life insurance company in Fiji.
He is currently the Global Lead Specialist and Programme Manager with the United Nations Capital Development Fund (UNCDF) and heads the Climate Disaster Risk Financing and Insurance Programme, a joint UNCDF/UNDP/UNU-EHS initiative. Krishnan is responsible for programming implementation in the Pacific small island developing states (PSIDS) as well as expanding the portfolio of UNCDF to other markets.
Krishnan has led the UNCDF Pacific team in supporting the regional Central Banks for the development and implementation of the National Financial Inclusion strategies, presently such strategies are being implemented in Fiji, PNG, Samoa, Solomon Islands and Vanuatu. He has led cross-functional teams developing several innovative digital financial service projects with private sector partners in the Pacific covering mobile wallets, mobile banking, remittances, microinsurance etc.
Krishnan has pioneered the introduction of microinsurance products in the Pacific, first in 2011 as Head of the Life Insurance company and later in 2017 as the team leader for inclusive insurance for UNCDF. He has also led the development of micro pension solutions for the informal sector in the Pacific through his engagement in four countries. Presently through the Pacific Insurance and Climate Adaptation Programme that he leads, Krishnan was instrumental in launching the first ever index based microinsurance in the Pacific, piloted in Fiji and set to be replicated in other PSIDS
Krishnan holds Post graduate qualifications in Human Resources and Business Management. He also has International Post Graduate Certifications in Microfinance, Climate Change and Renewable energy finance from the Frankfurt School of Finance and Management and a Leadership certificate from the Wharton School of Business.